Plain English. Standard terms.

1. Agreement to these terms

By using stackedcfo.com, you agree to these terms. If you don't agree, please don't use the site. These terms apply to all visitors, readers, and customers.

2. Nature of the site content

Everything on stackedcfo.com - articles, case studies, books, products, calculators, and other materials - is provided for general informational and educational purposes only.

3. When an engagement begins

A professional engagement with StackedCFO LLC begins only when:

• We've had a working session or discovery call
• A signed engagement letter is in place describing the scope, deliverables, fees, and term
• The initial payment specified in the engagement letter has been received

Submitting a quote, sending an email, booking a call, or completing the intake form does not create an engagement. Until a signed engagement letter exists, no fiduciary duty, confidentiality obligation beyond standard professional courtesy, or service commitment is created.

4. Acceptable use

You agree not to:

• Use the site to harass, threaten, or defame anyone
• Attempt to compromise the security of the site or its infrastructure
• Scrape, mirror, or republish substantial portions of the content without written permission
• Use automated tools to spam the contact form, quote builder, or any other input
• Misrepresent your identity when submitting information

5. Intellectual property

All content on this site - text, design, code, images, frameworks, the four-layer Stack methodology, case study write-ups, book titles, and downloadable products - is owned by StackedCFO LLC or licensed to it, and is protected by copyright, trademark, and other laws.

You may:

• View and share links to pages on the site
• Quote short excerpts (under 100 words) with attribution to StackedCFO LLC
• Print pages for your own non-commercial reference

You may not:

• Reproduce, redistribute, or sell content in whole or substantial part
• Remove copyright notices, watermarks, or attributions
• Use any content to train machine learning models without written permission
• Use the StackedCFO name, logo, or trademarks without written permission

6. Digital products and purchases

Digital products (ebooks, templates, toolkits) purchased through the shop are licensed for individual use only - one license per buyer. License is non-transferable and non-sublicensable.

Refunds: digital products are non-refundable once delivered, given the irrevocable nature of digital delivery. If a product is materially different from what was described, email casper@stackedcfo.com within 14 days and we'll make it right.

Updates: when a product is updated within 6 months of your purchase, you'll receive the update at no charge. After that, updates are at our discretion.

7. Third-party links and services

The site links to third-party sites (Amazon, cal.com, LinkedIn, Substack, payment processors, etc.). We are not responsible for the content, policies, or practices of those sites. Your use of them is governed by their terms.

Some links may be affiliate links. We may earn a commission if you purchase through them. This never affects what we recommend or how we describe it.

8. Disclaimers

The site is provided "as is" and "as available." StackedCFO LLC makes no warranties, express or implied, regarding the site, its content, or its availability, including any warranty of merchantability, fitness for a particular purpose, or non-infringement.

Past performance described in case studies is not indicative of future results. Every engagement is different. Numbers, ranges, and turnaround times referenced on this site are illustrative, not guaranteed.

9. Limitation of liability

To the maximum extent permitted by law, StackedCFO LLC, its members, employees, and contractors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, arising from your use of the site or any content on it.

Our total liability to you for any cause arising out of or related to the site, regardless of the form of action, is limited to one hundred US dollars ($100.00) or the amount you paid us in the twelve months prior to the event giving rise to liability, whichever is greater.

This limitation does not apply to liability that cannot be excluded under applicable law.

10. Indemnification

You agree to defend and indemnify StackedCFO LLC and its members, employees, and contractors from any third-party claim arising out of your use of the site, your violation of these terms, or your violation of any third-party right.

11. Governing law

These terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict of laws principles. Any dispute arising under these terms shall be resolved in the state or federal courts located in Suffolk County, Massachusetts.

If any provision of these terms is found to be unenforceable, the remaining provisions remain in full effect.

12. Changes to these terms

We may update these terms as the practice evolves. The "Last updated" date above will change when we do. Continued use of the site after a change constitutes acceptance of the new terms. For material changes, we'll post a notice on the homepage for at least 30 days.

13. Contact

Questions about these terms: casper@stackedcfo.com

Mailing address available on request.